:root {
  --portal-blue: #1593da;
  --portal-blue-dark: #0c7dc0;
  --nav-text: #f5f4f0;
  --hero-overlay: rgba(7, 16, 36, 0.56);
  --panel-bg: #f7f7f8;
  --muted: #a8a8a8;
  --chat-blue: #1f67e8;
  --chat-blue-dark: #1254cc;
}

* {
  box-sizing: border-box;
}

html,
body {
  margin: 0;
  min-height: 100%;
  scroll-behavior: smooth;
}

body {
  font-family: "Inter", sans-serif;
  background:
    linear-gradient(rgba(239, 239, 239, 0.4), rgba(239, 239, 239, 0.4)),
    url("https://images.unsplash.com/photo-1521295121783-8a321d551ad2?auto=format&fit=crop&w=1600&q=80") center/cover fixed;
  color: #111;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  font: inherit;
}

.page-shell {
  position: relative;
  min-height: 100vh;
  background: rgba(255, 255, 255, 0.06);
}

.hero {
  position: relative;
  min-height: 80vh;
  background:
    linear-gradient(var(--hero-overlay), var(--hero-overlay)),
    url("https://images.unsplash.com/photo-1618588507085-c79565432917?auto=format&fit=crop&w=1600&q=80") center center/cover no-repeat;
  overflow: hidden;
}

.hero__overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(to bottom, rgba(10, 15, 32, 0.25), rgba(10, 15, 32, 0.55)),
    radial-gradient(circle at 15% 78%, rgba(255, 255, 255, 0.18), transparent 28%);
}

.hero__content {
  position: relative;
  z-index: 1;
  min-height: 80vh;
  display: flex;
  flex-direction: column;
}

.topbar {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 24px;
  padding: 8px 16px 0 10px;
}

.brand {
  display: inline-flex;
  align-items: flex-start;
  gap: 12px;
  color: var(--portal-blue);
}

.brand__mark {
  width: 80px;
  height: 80px;
  flex: 0 0 auto;
}

.brand__mark svg {
  display: block;
  width: 100%;
  height: 100%;
}

.brand__text {
  display: flex;
  flex-direction: column;
  line-height: 1;
  padding-top: 8px;
}

.brand__text strong {
  font-size: 20px;
  font-weight: 800;
  letter-spacing: 0.01em;
}

.brand__text span {
  margin-top: 4px;
  font-size: 18px;
  font-weight: 800;
  letter-spacing: 0.02em;
}

.navlinks {
  display: flex;
  align-items: center;
  gap: 78px;
  padding-top: 10px;
  padding-right: 12px;
  flex-wrap: wrap;
  justify-content: center;
}

.navlinks a {
  color: var(--nav-text);
  font-family: "Cormorant Garamond", serif;
  font-size: 23px;
  font-weight: 700;
  letter-spacing: 0.01em;
}

.navlinks a.is-active {
  color: var(--portal-blue);
}

.menu-toggle {
  display: none;
  margin-left: auto;
  padding: 10px 14px;
  border: 1px solid rgba(255, 255, 255, 0.35);
  border-radius: 8px;
  background: rgba(15, 27, 54, 0.55);
  color: #fff;
}

.apply-button {
  margin-top: 62px;
  margin-left: 8px;
  width: 202px;
  height: 60px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: linear-gradient(180deg, #1d92d1, #1887cb);
  color: #fff;
  font-size: 21px;
  font-weight: 400;
  letter-spacing: 0.01em;
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.08);
}

.hero-copy {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 60px 24px 110px;
  text-align: center;
}

.hero-copy h1 {
  margin: 0;
  color: #fff;
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(58px, 6vw, 88px);
  line-height: 0.95;
  font-weight: 700;
  text-shadow: 0 1px 2px rgba(0, 0, 0, 0.18);
}

.lower-panel {
  position: relative;
  min-height: 142px;
  background: rgba(252, 252, 252, 0.96);
}

.about-section {
  background:
    linear-gradient(180deg, rgba(247, 250, 253, 0.98), rgba(237, 243, 249, 0.98));
  padding: 88px 24px 120px;
}

.about-section__inner {
  max-width: 1120px;
  margin: 0 auto;
}

.section-eyebrow {
  margin: 0 0 16px;
  color: var(--portal-blue-dark);
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
}

.about-section__header {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 28px;
  margin-bottom: 34px;
}

.about-section__header h2 {
  margin: 0;
  max-width: 820px;
  color: #0a1731;
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(42px, 5vw, 62px);
  line-height: 0.98;
}

.about-section__lead {
  margin: 20px 0 0;
  max-width: 760px;
  color: #2f435f;
  font-size: 18px;
  line-height: 1.8;
}

.about-section__video {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 150px;
  height: 54px;
  padding: 0 24px;
  border-radius: 999px;
  background: linear-gradient(180deg, #1d92d1, #1887cb);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  letter-spacing: 0.02em;
  box-shadow: 0 14px 30px rgba(24, 135, 203, 0.22);
}

.about-section__video-group {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}

.about-section__video--secondary {
  background: linear-gradient(180deg, #163a69, #112b4d);
  box-shadow: 0 14px 30px rgba(17, 43, 77, 0.2);
}

.about-section__body {
  display: grid;
  gap: 22px;
  padding: 36px 40px;
  border-radius: 26px;
  background: rgba(255, 255, 255, 0.84);
  box-shadow: 0 20px 60px rgba(9, 24, 52, 0.08);
}

.about-section__body p {
  margin: 0;
  color: #25354e;
  font-size: 17px;
  line-height: 1.9;
}

.department-section {
  padding: 88px 24px 110px;
  background:
    linear-gradient(180deg, rgba(240, 246, 252, 0.98), rgba(230, 239, 248, 0.98));
}

.department-section__inner {
  max-width: 1120px;
  margin: 0 auto;
}

.department-section__header {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 28px;
  margin-bottom: 34px;
}

.department-section__header h2 {
  margin: 0;
  max-width: 800px;
  color: #0a1731;
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(40px, 4.8vw, 58px);
  line-height: 1;
}

.department-section__lead {
  margin: 18px 0 0;
  max-width: 760px;
  color: #2f435f;
  font-size: 18px;
  line-height: 1.8;
}

.department-section__cta {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 184px;
  height: 54px;
  padding: 0 24px;
  border-radius: 999px;
  background: linear-gradient(180deg, #1d92d1, #1887cb);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  letter-spacing: 0.02em;
  box-shadow: 0 14px 30px rgba(24, 135, 203, 0.22);
}

.department-section__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.department-card {
  min-height: 100%;
  padding: 28px 26px;
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.88);
  box-shadow: 0 20px 55px rgba(9, 24, 52, 0.09);
}

.department-card h3 {
  margin: 0 0 14px;
  color: #11284c;
  font-size: 22px;
  font-weight: 700;
}

.department-card p {
  margin: 0;
  color: #304560;
  font-size: 16px;
  line-height: 1.85;
}

.department-card a {
  color: var(--portal-blue-dark);
  font-weight: 700;
}

.fraud-section {
  padding: 88px 24px 120px;
  background:
    linear-gradient(180deg, rgba(11, 24, 46, 0.97), rgba(8, 18, 34, 0.97)),
    url("https://images.unsplash.com/photo-1451187580459-43490279c0fa?auto=format&fit=crop&w=1400&q=80") center/cover no-repeat;
}

.fraud-section__inner {
  max-width: 1120px;
  margin: 0 auto;
}

.fraud-section h2 {
  margin: 0 0 32px;
  max-width: 820px;
  color: #fff;
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(40px, 4.8vw, 58px);
  line-height: 1;
}

.fraud-section .section-eyebrow {
  color: #7bc9ff;
}

.fraud-section__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
}

.fraud-card {
  min-height: 100%;
  padding: 28px 26px;
  border: 1px solid rgba(123, 201, 255, 0.18);
  border-radius: 24px;
  background: rgba(255, 255, 255, 0.08);
  backdrop-filter: blur(10px);
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.16);
}

.fraud-card h3 {
  margin: 0 0 14px;
  color: #fff;
  font-size: 22px;
  font-weight: 700;
}

.fraud-card p {
  margin: 0;
  color: rgba(241, 247, 255, 0.88);
  font-size: 16px;
  line-height: 1.85;
}

.fraud-card a {
  color: #7bc9ff;
  font-weight: 700;
}

.claim-section {
  padding: 88px 24px 120px;
  background:
    linear-gradient(180deg, rgba(244, 248, 252, 0.98), rgba(231, 239, 247, 0.98));
}

.claim-section__inner {
  max-width: 1120px;
  margin: 0 auto;
}

.claim-section__header {
  margin-bottom: 34px;
}

.claim-section__header h2 {
  margin: 0;
  max-width: 820px;
  color: #0a1731;
  font-family: "Cormorant Garamond", serif;
  font-size: clamp(40px, 4.8vw, 58px);
  line-height: 1;
}

.claim-section__lead {
  margin: 18px 0 0;
  max-width: 820px;
  color: #2f435f;
  font-size: 18px;
  line-height: 1.8;
}

.claim-layout {
  display: grid;
  grid-template-columns: 320px minmax(0, 1fr);
  gap: 24px;
}

.claim-panel,
.claim-form {
  border-radius: 26px;
  background: rgba(255, 255, 255, 0.9);
  box-shadow: 0 20px 55px rgba(9, 24, 52, 0.09);
}

.claim-panel {
  padding: 28px 26px;
}

.claim-panel h3 {
  margin: 0 0 16px;
  color: #11284c;
  font-size: 24px;
  font-weight: 700;
}

.claim-checklist {
  margin: 0;
  padding-left: 20px;
  color: #304560;
  line-height: 1.85;
}

.claim-checklist li + li {
  margin-top: 10px;
}

.claim-form {
  padding: 30px;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.form-field {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.form-field span {
  color: #173055;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.01em;
}

.form-field input,
.form-field select,
.form-field textarea {
  width: 100%;
  padding: 14px 16px;
  border: 1px solid rgba(17, 40, 76, 0.14);
  border-radius: 14px;
  background: #f9fbfd;
  color: #173055;
  font: inherit;
  outline: none;
  transition: border-color 0.2s ease, box-shadow 0.2s ease, background-color 0.2s ease;
}

.form-field input:focus,
.form-field select:focus,
.form-field textarea:focus {
  border-color: rgba(21, 147, 218, 0.72);
  box-shadow: 0 0 0 4px rgba(21, 147, 218, 0.12);
  background: #fff;
}

.form-field textarea {
  resize: vertical;
}

.form-field--full {
  margin-top: 18px;
}

.claim-form__actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  margin-top: 24px;
}

.claim-form__note {
  margin: 0;
  max-width: 520px;
  color: #53657e;
  font-size: 14px;
  line-height: 1.7;
}

.claim-submit {
  flex: 0 0 auto;
  min-width: 220px;
  height: 56px;
  padding: 0 24px;
  border: 0;
  border-radius: 999px;
  background: linear-gradient(180deg, #1d92d1, #1887cb);
  color: #fff;
  font-size: 16px;
  font-weight: 700;
  letter-spacing: 0.02em;
  box-shadow: 0 14px 30px rgba(24, 135, 203, 0.22);
  cursor: pointer;
}

.language-switcher {
  position: absolute;
  left: 22px;
  top: 38px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  height: 56px;
  padding: 0 20px;
  border: 0;
  background: #fff;
  color: #2b2d33;
  box-shadow: 0 10px 28px rgba(0, 0, 0, 0.12);
}

.flag {
  position: relative;
  width: 40px;
  height: 28px;
  border-radius: 2px;
  overflow: hidden;
  box-shadow: inset 0 0 0 1px rgba(0, 0, 0, 0.12);
  background:
    linear-gradient(90deg, transparent 41%, #fff 41%, #fff 59%, transparent 59%),
    linear-gradient(transparent 38%, #fff 38%, #fff 62%, transparent 62%),
    linear-gradient(transparent 31%, #c9132d 31%, #c9132d 69%, transparent 69%),
    linear-gradient(90deg, transparent 34%, #c9132d 34%, #c9132d 66%, transparent 66%),
    linear-gradient(33deg, transparent 45%, #fff 45%, #fff 53%, transparent 53%),
    linear-gradient(-33deg, transparent 45%, #fff 45%, #fff 53%, transparent 53%),
    linear-gradient(33deg, transparent 41%, #c9132d 41%, #c9132d 57%, transparent 57%),
    linear-gradient(-33deg, transparent 41%, #c9132d 41%, #c9132d 57%, transparent 57%),
    #012169;
}

.language-switcher__text {
  font-size: 24px;
  font-weight: 600;
}

.language-switcher__arrow {
  font-size: 20px;
  color: #7a7a7a;
  transform: translateY(-1px);
}

.activation-watermark {
  position: absolute;
  right: 96px;
  bottom: 18px;
  text-align: left;
  color: rgba(118, 118, 118, 0.42);
  line-height: 1.15;
  user-select: none;
}

.activation-watermark p {
  margin: 0 0 4px;
  font-size: 21px;
}

.activation-watermark span {
  font-size: 16px;
}

.chat-bubble {
  position: fixed;
  right: 12px;
  bottom: 46px;
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-width: 132px;
  height: 68px;
  padding: 0 18px;
  border: 0;
  border-radius: 32px;
  background: linear-gradient(180deg, var(--chat-blue), var(--chat-blue-dark));
  color: #fff;
  font-size: 18px;
  box-shadow: 0 12px 30px rgba(31, 103, 232, 0.34);
}

.chat-bubble__icon {
  position: relative;
  width: 36px;
  height: 36px;
  margin-left: 2px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.14);
}

.chat-bubble__icon::before {
  content: "";
  position: absolute;
  left: 8px;
  top: 9px;
  width: 20px;
  height: 16px;
  border-radius: 10px;
  background: #fff;
}

.chat-bubble__icon::after {
  content: "";
  position: absolute;
  left: 11px;
  bottom: 7px;
  width: 8px;
  height: 8px;
  background: #fff;
  clip-path: polygon(0 0, 100% 0, 0 100%);
}

@media (max-width: 1180px) {
  .topbar {
    align-items: center;
    flex-wrap: wrap;
  }

  .navlinks {
    gap: 28px;
    padding-top: 0;
    width: 100%;
    justify-content: flex-start;
    padding-left: 94px;
  }
}

@media (max-width: 860px) {
  .hero {
    min-height: 100vh;
  }

  .hero__content {
    min-height: 100vh;
  }

  .menu-toggle {
    display: inline-flex;
  }

  .navlinks {
    display: none;
    width: 100%;
    padding: 12px 0 0;
    gap: 18px;
    flex-direction: column;
    align-items: flex-start;
  }

  .navlinks.is-open {
    display: flex;
  }

  .navlinks a {
    font-size: 30px;
  }

  .brand__mark {
    width: 62px;
    height: 62px;
  }

  .brand__text strong,
  .brand__text span {
    font-size: 15px;
  }

  .apply-button {
    margin-top: 34px;
  }

  .hero-copy {
    padding-bottom: 90px;
  }

  .hero-copy h1 {
    font-size: clamp(48px, 13vw, 74px);
  }

  .lower-panel {
    min-height: 170px;
  }

  .activation-watermark {
    right: 20px;
    bottom: 24px;
  }

  .chat-bubble {
    bottom: 18px;
  }

  .about-section {
    padding-top: 68px;
    padding-bottom: 96px;
  }

  .about-section__header {
    align-items: flex-start;
    flex-direction: column;
  }

  .about-section__body {
    padding: 28px 22px;
  }

  .department-section {
    padding-top: 68px;
    padding-bottom: 96px;
  }

  .department-section__header {
    align-items: flex-start;
    flex-direction: column;
  }

  .department-section__grid {
    grid-template-columns: 1fr;
  }

  .fraud-section {
    padding-top: 68px;
    padding-bottom: 96px;
  }

  .fraud-section__grid {
    grid-template-columns: 1fr;
  }

  .claim-section {
    padding-top: 68px;
    padding-bottom: 96px;
  }

  .claim-layout {
    grid-template-columns: 1fr;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .claim-form__actions {
    align-items: flex-start;
    flex-direction: column;
  }
}

@media (max-width: 540px) {
  .topbar {
    padding-right: 10px;
  }

  .apply-button {
    width: 170px;
    height: 54px;
    font-size: 19px;
  }

  .language-switcher {
    left: 14px;
    top: 26px;
    height: 52px;
    padding: 0 16px;
  }

  .language-switcher__text {
    font-size: 20px;
  }

  .activation-watermark {
    position: static;
    padding: 102px 16px 18px;
  }
}